Locally owned since 1989
Horizon Mortgage & Investment Company is your full-service Northwest Mortgage Company. Our mission is to provide the best financing to meet our clients' varying needs.

We value our relationships with our clients and are committed to providing the highest quality service to our local community.

We're dedicated to making real estate financing as simple and professional as possible.

The flexibility you need
Horizon Mortgage provides a variety of financing programs to meet out clients' needs. Not only does Horizon Mortgage provide conventional and FHA/VA purchases and refinances, but we also are able to work with borrowers who do not meet stringent conforming guidelines, borrowers who may have limited credit history, high debt ratios, less than perfect credit or mortgage lates.

Unique underwriting programs:
    • Self-Employed
    • 125% Equity Loans
    • No Income/Asset Verification
    • Bankruptcy or Poor Credit
    • Refinance Lease Options
    • Manufactured Homes/Land
    • Construction
    • Commercial Property
    • Zero Down Payment

Hometown Advantage
When you work with Horizon Mortgage, you are working with people who have many years of real estate lending experience. We have established high quality relationships with our local professional Realtors, developers and appraisers.

These professionals join with Horizon Mortgage in working for you whether you are purchasing your first home, obtaining a second mortgage, or simply refinancing your original mortgage. Horizon Mortgage and its affiliates provide the highest quality service and integrity for you, our valued client.

 • Bremerton Chamber of Commerce member
 • Home Builders Association of Kitsap County
 • Board of Realtors
 • Washington Association of Mortgage Brokers